---
title: How long does it take to transfer funds via ACH?
description: ACH transfers typically take 1–3 business days to process. Funds are subject to a 5-business-day trading hold, with withdrawal eligibility varying based on timing and account conditions.
---

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# How long does it take to transfer funds via ACH?

Transferring funds via ACH takes approximately 1-3 business days. There is a hold of 5 business days to trade with funds deposited via ACH. You may have this hold lifted by submitting proof that the funds have cleared your bank account to [info@lime.co](mailto:info@lime.co) or fax +1 (646) 381-3624.

ACH deposits may be withdrawn via ACH after 10 business days of the original deposit. Otherwise, ACH deposits may be withdrawn via check, wire or ACAT after 60 calendar days have passed from the original date of deposit. If a client has funds in the account to cover the deposit, we will make funds available the following day.

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